Welcome to Open Science
Contact Us
Home Books Journals Submission Open Science Join Us News Unsubscribe Page
Research on the Competitiveness of Commercial Banks in China Based on Factor Analysis
Current Issue
Volume 6, 2019
Issue 3 (September)
Pages: 43-48   |   Vol. 6, No. 3, September 2019   |   Follow on         
Paper in PDF Downloads: 20   Since Nov. 13, 2019 Views: 72   Since Nov. 13, 2019
Authors
[1]
Chang Liu, College of Mathematics and Finance, Hunan University of Humanities, Science and Technology, Loudi, China.
[2]
Wei Li, College of Mathematics and Finance, Hunan University of Humanities, Science and Technology, Loudi, China.
[3]
Fang Chen, College of Mathematics and Finance, Hunan University of Humanities, Science and Technology, Loudi, China.
Abstract
Commercial banks are the most dynamic part of the banking sector and the financial industry in China, and their competitiveness level is related to the economic development of our country. Therefore, empirical analysis and correct evaluation of the competitiveness of commercial banks are of great significance to enhance the competitiveness of commercial banks, which can also maintain the healthy development of financial industry and market economy. In this paper, 15 listed commercial banks are selected as research samples. Factor analysis is used to analyze the 15 banks from four aspects: profitability, liquidity, security and development ability. The empirical results show that: the state-owned holding banks have competitive advantages in capital adequacy and profitability, which is mainly due to the long time of the establishment of state-owned banks, the large scale of business, and the stable period of development. The city commercial banks have a better development trend and pay more attention to the risk management of bank funds. According to the ranking of comprehensive scores, urban commercial banks are outstanding. The comprehensive competitiveness of state-owned commercial banks is at a medium level. As a whole, the comprehensive ranking of joint-stock commercial banks is not ideal. Merchants Bank only has outstanding performance and unbalanced development, implying the lack of competitiveness of China's joint-stock commercial banks in all aspects.
Keywords
Commercial Banks, Competitiveness, Factor Analysis
Reference
[1]
Jinpu Jiao. Comparison of Competitiveness of Bank of China [M]. Beijing: China Financial Publishing House. 2002.
[2]
Xinli Shao. A comparative study of the competitiveness of Chinese commercial banks [J]. Financial Management Theory and Practice. 2001, 22 (5): 19-22.
[3]
Changhui Yao. Competitiveness Analysis and Countermeasure Selection of Commercial Banks in China [J]. Economic Science. 2015, 23 (4): 46-61.
[4]
Qiuling Peng. Competitiveness Analysis of Listed Banks in China [J]. Times Finance. 2017 (21) 66-67.
[5]
Zheng Yao, Qinhua Shao. Evaluation index and weight determination of commercial bank competitiveness [J]. Scientific and technological progress and countermeasures. 2005.
[6]
Hao Li. Analysis of Competitiveness of China's Commercial Banks Based on Factor Analysis [N]. Journal of Jiamusi University (Natural Science Edition). 2017 (03) 532-536.
[7]
Jiankang Huang, Yujuan Wu. Analysis of Competitiveness of China's Listed Commercial Banks Based on DEA Model [J]. Journal of Industrial Technological & Economics. 2017 (07) 49-55.
[8]
Junhai Wu. Comparative Analysis of Competitive Financial Evaluation Indicators of City Commercial Banks-Taking 11 City Commercial Banks as an Example [J]. Journal of Central University of Finance & Economics [N].2010 (12) 24-28.
[9]
Xiaoju Liu, Xiaojiang Li. Empirical Analysis and Countermeasure Research on the Competitiveness of Commercial Banks [J]. Rural Finance Research. 2016 (06) 41-45.
[10]
Stijn Claessens, Luc Laeven. What Drives Bank Competition? Some International Evidence. Journal of Money, Credit, and Banking, 2004, 36 (3), 563-583.
[11]
Irfan A, I Primiana, A. Herwany, E Febrian. Factors Determining Bank Competitive Strategy: An Empirical Study on Local Development Banks (LDBs) in Indonesia. Management and Economics Review. 2017.
[12]
Chen S. What Determines Bank Productivity?International Evidence on the Impact of Banking Competition Bank Regulation d the Global Financial Crisis..2013.
[13]
Libing Fang, Binqing Xiao, Honghai Yu, Qixing You. A stable systemic risk ranking in China’s banking sector: Based on principal component analysis [J]. Physica A: Statistical Mechanics and its Applications, 2018, 492.
[14]
Ronald R. Kumar, Arvind Patel. Exploring competitiveness in banking sector of a small island economy: a study of Fiji [J]. Quality & Quantity, 2014, 48 (6).
[15]
Zhang Feng. An empirical study on the competitiveness of listed Banks in China based on factor analysis [J]. Shanghai Finance. 2015 (03) 105-107.
Open Science Scholarly Journals
Open Science is a peer-reviewed platform, the journals of which cover a wide range of academic disciplines and serve the world's research and scholarly communities. Upon acceptance, Open Science Journals will be immediately and permanently free for everyone to read and download.
CONTACT US
Office Address:
228 Park Ave., S#45956, New York, NY 10003
Phone: +(001)(347)535 0661
E-mail:
LET'S GET IN TOUCH
Name
E-mail
Subject
Message
SEND MASSAGE
Copyright © 2013-, Open Science Publishers - All Rights Reserved